Insurance & Payment Options
Check your plan, understand your estimated costs, and choose how to pay for care.
You can use eligible insurance benefits or ask about self-pay care. We help check your policy and explain estimated charges before treatment. Benefits verification is not a guarantee of payment: your insurer determines coverage when it processes the claim.
Insurance Plans We Accept
United Health Care
Ask us to check your specific UnitedHealthcare policy, network, and chiropractic benefits before your visit.
Coverage detailsBlue Cross Blue Shield
BCBS benefits vary by policy. We can check network participation, covered services, and your estimated share.
Coverage detailsAetna
Aetna coverage depends on your plan and the proposed service. Confirm benefits before treatment.
Coverage detailsCigna
Cigna benefits vary by plan. Call with your member details and we will verify your plan's benefits by phone.
Coverage detailsMedicare
Medicare Part B covers manual spinal manipulation by a chiropractor to correct a subluxation when medically necessary. It does not cover other services or tests a chiropractor orders, such as X-rays or massage.
Coverage detailsAuto Accident
We can discuss records and billing after an accident. Available benefits and patient responsibility vary by claim.
Coverage detailsWorkers Comp
Confirm employer or insurer authorization before nonemergency care you expect workers' compensation to cover.
Coverage detailsPersonal Injury
Attorney or deferred-payment arrangements require individual review. They do not guarantee payment from a claim.
Don't see your insurance listed? Give us a call and we'll verify your benefits.
Call (636) 393-8390 to Verify CoverageInjured in a Car Accident? We Can Help.
After a collision, the first priority is checking whether you need urgent medical care. For appropriate muscle and joint concerns,Advanced Wellness Chiropractic can provide an examination and discuss next steps.
Dr. JC can document examination findings and care provided. Ask how billing will work for your case before treatment begins. Insurance or attorney involvement does not guarantee payment or remove your responsibility.
- Individual review of billing arrangements
- Help with care records and claim documentation
- Call to confirm same-day availability
- Full documentation for your attorney or claim
- Treatment for whiplash, neck, back, and soft tissue injuries
Been in an Accident?
Same-day appointments are often available Monday through Thursday afternoons. Call (636) 393-8390 to confirm.
Call (636) 393-839011520 St. Charles Rock Rd, Suite 104, Bridgeton, MO 63044
Injured on the Job?
In Missouri, the employer has the right to select the treating healthcare provider for workers' compensation care and usually delegates that choice to its insurer. You may choose a different provider at your own expense. Ask your employer or insurer to authorize care with our office before arranging nonemergency treatment you expect workers' compensation to pay for.
Missouri Department of Labor: choosing a treating provider
Dr. JC will evaluate your injury, create a treatment plan, and provide all necessary documentation for your employer and their insurance carrier. We handle the progress reports, work status forms, and any required communication so you can focus on getting better and back to work.
Report & Authorize
Report the injury to your employer and confirm authorization for care with our office. Seek emergency care immediately when needed.
Treatment Plan
Dr. JC creates a personalized care plan and handles all required documentation.
Recovery & Return
Work restrictions and return-to-work planning depend on your findings, progress, and authorized care.
No Insurance? No Problem.
You do not need insurance to ask about care. These fees cover the examination or spinal adjustment listed, not an all-inclusive visit.
Self-Pay Visit Fees
- New-patient examinationDepends on examination complexity.
- $95-$260
- Spinal adjustmentDepends on the number of regions treated.
- $45-$80
The exam and treatment are separate charges. Additional services cost extra. We explain your estimated total before care. These are self-pay fees, not insurance copays.
We discuss estimated charges and any individually agreed payment arrangements before treatment. Read our guide to chiropractic cost without insurance or call us for the current rates that apply to your visit.
Transparent Pricing
Ask for an estimate of the services proposed and any charges that may be separate.
Payment Questions
Discuss current options with the office before agreeing to care.
Your Choice
Review the options and costs before deciding whether to proceed.
Insurance & Billing FAQ
Do you accept my insurance?+
We work with BCBS, Aetna, Cigna, UnitedHealthcare, and Medicare, plus eligible injury claims. Coverage and network participation vary by policy and service. Call (636) 393-8390 with your insurance card so we can check your specific plan.
What if I don't have insurance?+
Self-pay new-patient examinations are $95-$260, depending on complexity. Spinal adjustments are $45-$80, depending on the number of regions treated. The exam and treatment are separate charges; additional services cost extra. We discuss the recommended care and estimated total before you decide. Insurance patient costs depend on your plan. No wellness package purchase is required to request an evaluation.
Do you accept Medicare?+
The office works with Medicare. Medicare Part B covers manual spinal manipulation by a chiropractor to correct a subluxation when medically necessary, and does not cover other services or tests a chiropractor orders, such as X-rays or massage.
How does auto accident billing work?+
Payment depends on the available policy benefits, claim status, and any agreed billing arrangement. We can help with records and billing questions, but an accident claim does not guarantee coverage or a zero balance. Discuss your responsibility before treatment.
How does workers' compensation work?+
In Missouri, the employer has the right to select the treating healthcare provider for workers' compensation care and usually delegates that choice to its insurer. You may choose a different provider at your own expense. Ask your employer or insurer to authorize care with our office before arranging nonemergency treatment you expect workers' compensation to pay for. We can help confirm authorization and coordinate documentation for approved care.
Do I need a referral to see a chiropractor?+
You do not need a referral to schedule with our office. Some insurance plans require one for coverage, so check your plan.
What are your self-pay rates?+
Self-pay new-patient examinations are $95-$260, depending on complexity. Spinal adjustments are $45-$80, depending on the number of regions treated. The exam and treatment are separate charges; additional services cost extra. We discuss the recommended care and estimated total before you decide. Insurance patient costs depend on your plan.
Do you offer payment plans?+
Please ask the office about current payment options before treatment. Any payment arrangement must be discussed and agreed to individually; a financing plan or discount is not automatically available. HSA and FSA cards are accepted at the front desk. Which services are eligible depends on your plan.
Next Steps for New Patients
New Patient Information
What to expect at your first visit, ideal alongside your insurance benefits.
Learn MoreNew Patient Forms
Complete your intake paperwork online before your first visit to save time.
Learn MoreChiropractic Cost Without Insurance
Learn what affects self-pay costs and which questions to ask before booking care.
Learn MoreAdvanced Wellness Chiropractic
Schedule Your Appointment at Advanced Wellness Chiropractic
Same-day appointments are often available. Tell us what is limiting you, and we will evaluate the concern and explain reasonable care options and referrals when needed.
No pressure and no pushy sales pitch, just an honest evaluation and a clear plan. No long-term contract.